card payment at a point of sale

Debit Cards

Our Visa® Debit Card provides 24/7 access to your account while remaining both convenient and safe. You can also bypass your card completely and pay with your Digital Wallet.


  • Accepted virtually everywhere
  • Direct access to your checking accounts
  • Automatic, up-to-date record of transactions
  • Can be used to make ATM withdrawals
  • More widely accepted than checks
  • Safer than carrying cash
  • Easily replaced if lost or stolen*

Verified by Visa®

The security and privacy of your payments are important. Protect your cards with your own personal password, so only you can use it to make online purchases. It’s easy and safe!

We offer a variety of other services to better assist you – learn more about what’s available online, in the branch, on the phone and at the ATM.

*Fees may apply
Main office, Jasper, Monteagle, and Ooltewah.


A more secure way to spend.

Pay faster in the checkout line by using your phone as a means of payment. Digital Wallet encrypts your card to limit information stored by retailers to protect you against potential fraud.
Woman using watch to make digital payment at store.