person using mobile device

Instant Savings

Saving money is harder now than it has ever been, so we want to help you save. We can link your Instant Savings to your Interest Checking account and have your monthly interest and ATM fee refunds automatically deposited to your savings account!*


  • Automatic transfers of Interest Checking earnings
  • Automatic transfers of ATM fee refunds from Interest Checking**
  • Access to Online Banking 
  • eStatements 
  • $100 minimum deposit to open


There are no extra qualifications to obtain the Interest Savings reward rate. If your Interest Checking qualifies, you automatically get the Savings rate too! Simply do the following each monthly statement cycle:
  • Have at least 10 debit card purchases post and settle*
  • Have at least 1 automatic payment (ACH) or 1 direct deposit post and settle*
  • Be enrolled and receive eStatements

What if you don't qualify? It's okay! There is no penalty, no monthly service charge, and you still earn our base interest rate. The best part is that you get another chance to earn the higher rate during your next statement cycle!

Take control of your finances and pay yourself first! Visit us and start preparing today for what could happen tomorrow.

*You must have Interest Checking to be eligible for Instant Savings.

**National ATM fees incurred during qualification cycle will be reimbursed up to $50 per statement cycle ($4.99 per single transaction). Transactions may take one or more business days from the date the transaction was made to post and settle to your account. ATM processed transactions do not count towards qualifying debit card purchases. Limit one account per Tax Identification Number.

A more secure way to spend.

Pay faster in the checkout line by using your phone as a means of payment. Digital Wallet encrypts your card to limit information stored by retailers to protect you against potential fraud.
Woman using watch to make digital payment at store.