Saying that saving money is just too hard is a common excuse—one that won't work with Kasasa Saver. That's because Kasasa Saver acts as an automatic saving tool by linking to your Kasasa Cash account.

Your interest earnings and nationwide ATM fee refunds* from Kasasa Cash automatically transfer to Kasasa Saver. Plus, there's no monthly service fee, just cold, hard cash coming in—proof that saving really is easy.

  • Linked to Kasasa Cash account
  • Automatic transfers of Kasasa Cash earnings
  • Automatic transfers of ATM fee refunds from Kasasa Cash**
  • 0.50% APY* on balances up to $15,000
  • 0.50 – 0.10% APY on balances over $15,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met on Kasasa Cash
  • Minimum Balance to maintain account and avoid monthly service charge is $50
  • Online banking
  • EStatements
  • $100 minimum deposit to open


There are no extra qualifications to get the Kasasa Saver reward rate. If you qualify for Kasasa Checking rewards, you automatically get the Saver rate too! Simply do the following each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) or 1 direct deposit post and settle
  • Be enrolled and receive eStatement notice

If you don't meet the qualifications, don't worry. There's no penalty and both accounts still earn our base rate interest. Plus, you can get back to earning the full rewards the very next month.

*APY=Annual Percentage Yield. APYs accurate as of 02/13/2014. Rates may change after account is opened. Minimum to open is $200 for Kasasa Cash and $100 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle, domestic ATM fees incurred during qualification cycle will be reimbursed up to $50 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1)balances up to $15,000 in Kasasa Saver receive an APY of 0.50%; and (2) balances over $15,000 in Kasasa Saver earn 0.10% interest rate on portion of balance over $15,000, resulting in 0.50% - 0.10%APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.