If you like interest, you'll love Kasasa Cash. Earn interest way above the national average* with this free, high-interest checking account. Plus, ATM fee refunds* not just in Sequatchie County, but in every single county, town, city, and state across the U.S. Better yet, all of this comes at no cost to you.


So nationwide ATM access, no monthly service charge, and we pay you—what's not to love about Kasasa?

Summary
  • 0.75% APY* on balances up to $15,000
  • 0.75% – 0.15% APY on balances over $15,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Nationwide ATM fee refunds (up to $50 monthly, and $4.99 per transaction)*
  • Can link to Kasasa Saver for automatic savings-builder
  • No monthly service charge
  • No minimum balance to earn rewards
  • Free online banking with bill pay
  • Free eStatements
  • Free Visa® debit card
  • Unlimited check writing
  • $200 minimum deposit to open

Qualifications

Qualifying for rewards is so easy, you're probably already doing it! Simply do the following during the monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) or 1 direct deposit post and settle
  • Be enrolled and receive eStatement notice

If you don't meet the qualifications, don't worry. There is no penalty or monthly service charge, and you still earn our base rate of interest. Plus, you can get back to earning high interest and receiving nationwide ATM fee refunds the very next month.


*APY=Annual Percentage Yield. APYs accurate as of 09/12/2013. Rates may change after account is opened. Minimum to open is $200 for Kasasa Cash and $100 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $50 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 1.50%; and (3) balances over $15,000 earn 0.25% interest rate on the portion of the balance over $15,000, resulting in 1.50% - 0.25% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.