Life is full of choices. Rather than settling for less, Choice Checking provides you with enticing discounts from several national and local retailers. Plus, enrolls you in a comprehensive fraud protection program.

On top of all the benefits, you can even waive the already low monthly service charge simply by performing everyday banking activities. Banking + benefits — the choice is yours.

  • Valuable merchant discount program
  • Comprehensive fraud protection and restoration services
  • No minimum balance to maintain account
  • Qualifications to reduce the low monthly service charge:
  • Begin each statement cycle with a $7.27 service charge
  • Receive eStatements to reduce fee by $1.00
  • Further reduce by 20¢ per debit card purchase over $10, until fee is eliminated
  • Maintain minimum $2,500 balance throughout statement cycle to reduce fee by $7.27
  • Free online banking with bill pay
  • Free eStatements
  • Free Visa® debit card
  • Unlimited check writing
  • $200 minimum deposit to open

*Minimum to open account is $200. The monthly fee for this account is $7.27. This fee may be reduced by doing the following during the Monthly Qualification Cycle: $1.00 reduction in fee for enrolling in and receiving electronic statements and $0.20 reduction in fee for each posted and cleared debit card purchase over $10. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made.

Merchant Rewards

There is no work required, just value to be added with membership to this online savings program. Receive great discounts and rebates at local and national retailers at no extra cost to you! Simply go to and create a username and password. Remember to have your checking account information with you when you sign up. And that's it!

National Savings

Take advantage of rebates up to 30% at some of the biggest brand name online retailers. Rebates are automatically deposited back into your checking account after making purchases.

In-Store Savings

Whatever your plans may be, savings are right around the corner. Simply enter your zip code to find discounts and specials at nearby restaurants, stores, or other retailers.

Grocery Coupons

Grocery shopping is a pretty regular thing, therefore it can add up quickly. Take advantage of our free, online grocery coupons to save on food and household products at your local grocery store. Money saved is money gained!

Fraud Protection

By opening a Choice Checking account, you automatically receive around-the-clock fraud protection. Our comprehensive identity and card protection services help protect your personal information. In the instance that anything should happen, your identity and crucial items will be restored. So you can rest easy, knowing that you're always protected.

Real-Time Identity Protection

We monitor 24/7 to ensure that your identity has not been compromised. Up to 25 items can be monitored from the moment you enroll — including debit cards, credit cards, and other personal information you provide (such as SSN). In the instance something unusual is detected, you will receive immediate notification.

To access Identity Protection, simply log on to to enroll. Your username is the last six digits of your Social Security Number plus the first five digits of your zip code, separated by a dash (123456-12345) for the primary account holder. The password is the date of birth for the primary account holder (MMDDYYYY).

Note: for security, please change your password after you log in for the first time.

Identity Restoration

If ever you suspect your identity has been compromised, a dedicated professional will provide hands-on assistance to restore your identity. While you get on with your life, we'll contact all affected vendors and/or agencies on your behalf.

To access restoration services, simply call 866-647-6221 to be connected with one of our restoration experts.

Wallet Replacement

If you happen to lose your wallet, don't worry, all is not lost. We work with you to replace crucial items, including your driver's license and/or personal ID, credit cards, debit cards, and medical cards. We make sure that these things you rely on are restored quickly and easily.

To access wallet replacement services, simply call 866-647-6221 to be connected with one of our wallet replacement experts.